

Use Capital One Travel to book flights, hotel stays, and more.

Mobile app: Access the Capital One Platinum or Quicksilver credit cards through the Capital One mobile app while you’re on the go.Contactless: The Capital One Platinum and Quicksilver credit cards offer contactless technology to help keep your in-person credit card payments fast and secure.Using CreditWise’s features won’t hurt your credit score.
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CreditWise: This is a free tool from Capital One that may help you monitor important credit information, including receiving alerts about TransUnion credit report changes.According to Capital One, requesting a credit line increase on one of its credit cards doesn’t result in a hard inquiry, so it should not hurt your credit score. Credit line increase: Capital One allows you to request credit line increases as long as your account isn’t too new, you haven’t received a credit line increase or decrease in the past few months, and your card isn’t a secured credit card.Building credit: Capital One Platinum and Quicksilver may help improve your credit score if you qualify for one of them and responsibly use it to make purchases and on-time payments.Annual fee: Capital One Platinum has a $0 annual fee, and Capital One Quicksilver has a $0 annual fee.The Capital One Platinum and Quicksilver credit cards both excel in these areas: No fee for amounts transferred at the Transfer APR On the other hand, the Capital One Quicksilver credit card offers a slew of perks, including a welcome bonus, cashback opportunities, and World Elite Mastercard benefits, such as concierge services and extended warranty protection.Ĭapital One Quicksilver Cash Rewards Credit CardĮarn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account openingġ.5% cash back on every purchase, every day and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)Ġ% intro APR for 15 months on purchases, then 19.99% - 29.99% (variable) APRĠ% intro APR for 15 months on balance transfers, then 19.99% - 29.99% (variable) APR 3% fee for the first 15 months or a promotional APR that Capital One may offer you at any other time. Still, it can be useful for increasing your credit score through responsible use, such as making on-time payments to build a positive credit history. The Capital One Platinum credit card offers no rewards and almost no benefits. Capital One QuicksilverĬapital One Platinum vs. 6 important differences between Capital One Platinum vs.In this Capital One Platinum versus Quicksilver comparison
